🧾 Freelancers – How does your insurance category affect your pension?

Dear partners,

We want to inform you about a particularly important issue that concerns all freelancers:

🔹The insurance category you choose in EFKA not only affects the amount of contributions you pay today, but also the amount of pension you will receive in the future .

🔹Higher categories lead to a higher contributory pension , as well as higher amounts of supplementary pension and lump sum, provided that there are relevant contributions.

🔹Although many professionals choose the lowest category to reduce their current obligations, this has substantial consequences on the final amount of the pension .

📌Choosing an insurance category is a personal but strategic decision – and it is best to base it on your age, income and long-term goals.

📞 The myK.E.P team can help you assess the consequences of your choice and plan your retirement path in a timely manner.

Best regards,
The myK.E.P team
☎ 23 92 0 2 7885-6